It has been a long time coming. Years of youthful bad decisions, prioritizing things that have no place on ‘the list’, and just plain stupidity left us with about $10,000 in consumer debt. Once our heads were finally on straight, it took all of three years to pay down that debt aside from one little monthly payment of less than $100 we are essentially debt free.
Perseverance, scrimping, working a lot, and automatic payments that leave you with a nasty NSF charge if the money isn’t there, helped us out of that hole. At 33 years old, my hubby and I owe very little aside from our regular monthly bills.
We have a little money in the savings account, not a lot by any means. But enough to cover a month’s rent and utilities. I add to it daily and it’s a fantastic feeling to know that there is a little bit of Just-In-Case money.
My Washing Machine Broke
Two days ago I went into the gloomy basement to move over (re-wash) a load of laundry that I had put in two days earlier (not helping my power bill there am I?) only to open the lid and see that load of dish cloths and dish towels resting in a pool of very dirty water that smelled less than pleasant. I tried to start the spin cycle…nothing. I tried again. Nothing. I turned the agitate on and that worked fine.
So it wasn’t completely broken.
I tried to stick my finger in the little hole that the lid pushes on to make the spin cycle work…still nothing.
Then I called my mom.
Me: “Mom? Where is the best place to buy a new washer?”
Mom: “Oh Nooo…”
I started searching through flyers….wondering what places may have a clearance section, or a discount on scratched or dented appliances.
Then I looked at Corey… “Before we go hunting for a new washer, can you go take a look at it?” I asked.
He’s a Mr-Fix-It kinda a guy, maybe it’s just a loose something or other and he can tighten it up.
An hour or so later I head into the gloomy basement to see my 10-year-old appliance ripped apart. A horrible old-water smell wafting from it, and a lid-switch in the hands of my hubby.
Hubby: “I think it’s the lid-switch. See how it splits apart when you push on it…but if you hold this part here, it clicks?”
Ummm OK…so hubby found the problem…and if we can find the new part, it seems to be a relatively easy fix. The worst that can happen is we buy the part and it still doesn’t work.
I search online. $35 plus tax and delivery.
I call the brands parts line, $55 plus tax and delivery.
I call a local repair service looking for the part… $45 plus tax and delivery.
Just goes to show you, avoid the middle man! Online it is!
I ordered my part at 3pm Atlantic time, and I had it in my hand at 1pm the next afternoon. By 2pm, my washer was working again! No service call charges, no hours of labour charges, no brand spanking new washing machine and my part cost me $51 including taxes and delivery.
Many would be thrilled at the chance to go buy a new Washer & Dryer
Here is why I wasn’t.
My washer is a basic model and is 10 years old. The life expectancy of a washer is about 10 years. My washer (and dryer) were bought for me by my mother 8 years ago, second-hand from a friend of hers. I think she paid $400 for both.
If I was to just buy a new washer, it is Murphy’s Law that within a month my dryer would go as well. Causing me to buy each unit separately, and spending more that I would have had to if I had bought them as a pair.
If I had bought the pair I wouldn’t be spending $400 plus tax and warranty, but $700 plus tax and warranty, and half of that would be for something I didn’t necessarily need.
It’s a vicious circle.
My mom says I passed a little test with this experience. And that it was nice that she wouldn’t have to be the one putting out the money for a new washer for me.
That $51 may have earned me another year out of my trusty machine, but I now know my time is limited with it…the next time it may not be such an easy fix. So now, I have a little jar for my Washer & Dryer fund, and I will start adding money to it so that when the time comes that I have no choice but to make that big purchase, I will have some money already put aside for it.